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04-10-2018 10:45 PM
We have over 5-figure expenses with a naturopathic practitioner and the prescribed supplements needed to heal my wife and 2 daughters from toxic black mold exposure. This is in addition to $25K to remove the mold and reconstruct the house? Is any of this tax deductible. I cannot find naturopaths in IRS pub 502, but I can find various articles online stating that a judge ruled it OK. I can't find anything about repairs to the house to remove the mold that had been there for 8+ years.
Serious responses only, please. No group think of what it should be.
04-11-2018 05:16 PM
There's a list of Deductible and Non-Deductible medical expenses on Page F-5 in IRS Pub 4012: https://www.irs.gov/pub/irs-pdf/p4012.pdf . In the list of things you can't include as deductible medical expenses are "Nutritional supplements, vitamins, herbal supplements, "natural medicines," etc., unless recommended by a medical practitioner as a treatment for a specific medical condition diagnosed by a physician."
The question this brings up would be whether your naturopathic practitioner could be considered a medical practitioner. For this to be the case, your practitioner would need to be a licensed Medical practitioner-- like a physician, nurse practitioner or physician assistant. So if your practitioner is a doctor who offers naturopathic options, and it's a treatment for a specific medical condition diagnosed by a physician, then it would be deductible as a medical expense on Schedule A otherwise they would not be deductible.
Regarding the mold remediation on your house it depends on the cause/source of the mold. If the mold can be considered a "casualty" loss, then it may be deductible. This page, https://www.irs.gov/taxtopics/tc515, contains more information, including the following description of what can be considered a casualty loss: "A casualty loss can result from the damage, destruction, or loss of your property from any sudden, unexpected, or unusual event such as a flood, hurricane, tornado, fire, earthquake, or volcanic eruption. A casualty doesn't include normal wear and tear or progressive deterioration."
04-12-2018 12:39 AM
"A casualty doesn't include normal wear and tear or progressive deterioration." This would be considered progressive deterioration and not a casualty loss so, unfortunately, wouldn't be deductible.