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04-17-2018 03:13 PM
Hi, I hope I can get some help! I have a problem, I was not covered for exactly 3 months last year,
due to Medi-cal and Covered Calif not transferring me over properly. So now
I owe the penalties, which are most of what I make in a paycheck.
I could not have afforded coverage, and it was not offered through work.
I chatted with Covered Calif and they said I need to contact the
federal marketplace. After being on hold for 40 minutes, they said
that I have to contact Covered Calif. There is a form on the website,
but it is not for previous time. I know that if I file and say nothing,
I cannot amend my return. What can I do?
04-17-2018 07:50 PM
You can file your return without an exemption. Pay what you can of the income tax you owe and then call the IRS and ask to talk to someone in their health care department. Explain your situation to them and find out what they have to say.
They may be able to give you a payment plan or may be able to give you an offer-in-compromise (to reduce what you need to pay). See this thread for more information on the offer-in-compromise: https://community.hrblock.com/t5/Health-Care/Form-1095-A-and-HUGE-tax-liability/m-p/101983/highlight... .
Why did you say that you don't think you can amend your return? I don't think this is the case, but am wondering why you think so.
04-17-2018 07:56 PM - edited 04-17-2018 07:56 PM
There's also more information about possible exemptions from the penalty here: https://www.taxslayer.com/support/KnowledgebaseArticle2575.aspx?language=1 and here: https://www.irs.gov/pub/irs-pdf/i8965.pdf .