11-26-2013 02:35 PM
The fastest way to get a refund back is to efile and direct deposit the refund. I haven't seen a funding chart yet from the IRS this year (last year it was "within 21 days"). In terms of a loan on the refunds, the answer is no. No federally charted bank is allowed to give such a loan due to regulations by the Office of the Comptroller of the Currency.
11-26-2013 05:03 PM
One option you may wish to consider is to apply for an Emerald Advance Line of Credit, which (if approved) could potentially give you up to $1,000. Although the repayment of this "loan" is not required to be paid back with a portion of your tax refund, that option is available if you so choose. The Emerald Advance began yesterday and will be available through January 15th, 2014.
Just call 1-800-hrblock to set up an appointment.
Good luck to you.