Questions about financial product options? Find discussions around a wide variety of financial service products here. Looking for your first debit card or a seasoned saver looking for tips to build your bank account, this is a great place to share and learn.
02-01-2018 08:37 AM
02-01-2018 09:20 AM
Hello, There seems to be two questions here so let me break it down as best I can.
The Emerald Card does not have any restrictions in order to have it. It is a mastercard, on which you can load your tax refund, and set up a direct deposit if you would like.
The Emerald Advance is a loan option available, if you receive the loan it must go on an emerald card. The notes we have from the bank are that it will be denied if you owe unpaid taxes, student loans, or other federal debt. These are things that would offset the tax return. Otherwise decisions are made by the bank and I can not speak to it's criteria.