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05-05-2017 10:22 PM
05-06-2017 12:04 AM
Welcome to the H&R Block community.
First, the Emerald card is not a credit card, but rather it's a debit card that is more or less equivalent to your checking account. It will not hurt or help your credit. You can receive funds, withdraw funds from an ATM, spend funds at the store, and load funds, and that's about it.
If your husband was the primary taxpayer on your tax return then the card would have been issued in his name. I've seen this before with joint returns. The refund belongs to both of you and you are both on the return so you are both in Block's system and all of that, but you just need to be added to the Emerald account. That could have been done at the office so I'm wondering if they asked if you both wanted a card. If you call the customer service phone number on the back of your husband's Emerald card though and request to be added to the Emerald account they will do that and issue you a card as well. He will have to be there with you because I have no doubt that they will want to speak to him as well since the account is currently in his name.
If you have any other questions I'll be glad to help.
Senior Tax Advisor (Tampa, FL)